Privacy Policy for Equifund.com

Equifund LLC. (“Equifund,” or “Site” or “us,” or “our” or “we”) operates the website equifund.com. As explained below, we collect information from you when you interact with the site.  By accessing the site, users (“Users” or “you”) consent to our collection and use of information as explained below. This policy discloses what information we collect and how we use it, as well as the choices you can make about the way your information is collected and used.  We also explain how any personal or personally identifiable information that we may request will be used.

Collection of Information

Equifund collects non-personally identifiable information from you regarding your usage of our site (“Non-Personally Identifiable Information”).  Non-Personally Identifiable Information may include, without limitation, website pages, videos, articles and presentations viewed, the amount of time spent using certain features of the site, demographic data such as server location, frequency of visits, cookies existing on your computer, search criteria used and results, date, time, the last website you visited  prior to visiting the site, location of services, connection speed and other information which does not specifically identify you. We collect this information by using technology including, but not limited to, first part cookies and log files.  “Cookies” are pieces of information that may be placed on your computer by a website for the purpose of facilitating and enhancing your communication and interaction with that website.  You may stop or restrict the placement of our cookies on your computer by adjusting your web browser preferences.  If you do so, you may still use our site, but this may interfere with some of its functionality. We do not represent, warrant or guarantee that any third-party vendor plugins will be fit for purpose and free of any errors or defects. Your use of any third-party plugins is done at your own risk. We reserve the right to change vendors at our sole discretion without prior written notice. We strongly believe in protecting the confidentiality and security of personal information we collect from you.

We also collect information from you when you sign up for an account, fill in forms on the site, or send us and email through the site which may enable us to identify you personally, such as your email address, postal address, telephone number, mobile number, age, date of birth, Internet protocol address (“IP address”) or physical address (“Personally Identifiable Information”). Once a company posts an offering on the site, certain information about the offering will be visible to users.

Use of Information

You consent to our use and disclosure of any information submitted to us via the site, or information collected when you access the site in any manner permitted by law, and you acknowledge that you have no expectation of privacy, confidentiality or privilege in such information.

Equifund will use Non-Personally Identifiable Information and Personally Identifiable Information during the investor registration processes. This information may include your name, email address, home address, phone numbers.

We may also use and disclose Personally Identifiable and Non-Personally Identifiable Information: to investigate and help prevent potentially unlawful activity or activities that threaten the integrity of our site or network; to protect and defend our rights or property or the rights or property of others; as required by courts or administrative agencies; and in connection with a financing, sale, merger, or reorganization of our business or assets. Any successor in interest to our business would acquire the information we maintain, including Personally Identifiable Information, and may alter the terms of this Privacy Notice.

Third Party Websites and Services

The site may contains links to other websites and services not maintained by Equifund. In addition, other websites and services may also reference or link to the site. We encourage you to be aware when you enter or leave our site, or surf the Internet, and to read the privacy statements of each websites and service that you visit. We do not endorse, screen, or approve, and are not responsible for the privacy practices or the content of, other websites or services.

Opt-out Policy

We may send you e-mail communications with updates and marketing materials.  If you prefer not to receive e-mails from us, you may unsubscribe completely by emailing us at: hello@equifundcfp.com to unsubscribe. Please note that opt-out requests may take up to four business (4) days to process. You are permitted to change your email address, password, name and biography at any time by accessing your profile page

You may also clear cookies from your computer via your web browser settings.  You may also wish to use a Google Analytics opt-out browser add on.  Information on this option is available at: https://tools.google.com/dlpage/gaoptout

We are not responsible for removing your Personally Identifiable Information from the lists of any third party who has previously been provided your information in accordance with this notice.

Communications

When you register on our site you will receive emails that confirm specific actions you requested.  These notifications are typically sent to notify you of a change in status, or for legal or security purposes. For example, you will receive notifications confirming your registration, the successful verification of email . You will receive notifications regarding certain changes to legal agreements and privacy disclosures; We may also send you responses to emails you send us, if appropriate or applicable. From time to time, we will also send user surveys, requests for user feedback regarding user experience and site operations, newsletters, event notifications, or marketing offers from us or from us on behalf of our marketing partners.

Equifund is not responsible for any personal information that investors may choose to reveal about themselves in their screen names, funding requests, or blog/forum posts.

Security

We use our commercial reasonable best efforts to secure access to Personally Identifiable Information in our possession, but will not be liable for any failure to safeguard such information, whether inadvertent or otherwise. Personally Identifiable Information is also stored with third parties who have informed us that they also use reasonable efforts to secure access to Personally Identifiable Information, but we will not be liable for the failure of any third party to safeguard Personally Identifiable Information, whether inadvertent or otherwise. We can provide no guarantees that our security measures will be adequate or effective and prevent the growing trend of cybercrimes which have been committed against larger more advanced financial institutions in recent years.

Children’s Privacy Policy

The site is not intended for use by children or teenagers, especially those under age 18. No one under age 18 is allowed to use the site, provide any personal information or receive our email distributions. We do not knowingly solicit or collect Personally Identifiable information from children or teenagers under the age of eighteen. If you believe that a minor has disclosed Personal Information to Equifund.com , please report this to us by emailing info to hello@equifund.com .

Changes to Notice

We reserve the right, in our sole discretion, to change, modify, add, or remove portions of this notice at any time.  Any changes or updates will be effective immediately upon posting to the website. You should review this notice regularly for changes, and can determine if changes have been made by checking the Effective Date below. Your continued use of our site following the posting of any changes to this notice means you accept such changes.

Equifund CFP’s Security Policy

Equifund CFP takes steps to safeguard your personal information through vigorous physical, electronic and operational policies and practices.  Data can only be read or written through defined service access points, the use of which is password-protected. The physical security of the data is achieved through a combination of network firewalls (there is no direct communication allowed between the database server and the Internet) and servers with hardened operating systems are all housed in a secure facility.  Access to the system, both physical and electronic, is tightly controlled and limited to only those employees or third parties who have a need to know. Further, we also equip our servers with Secure Socket Layer (SSL) certificate technology to ensure that when you connect to our site you are actually on our site. SSL also ensures that all data entered into the site are encrypted. To verify that SSL is being used, look for the key or padlock icon on your browser.

Although Equifund has a stringent process in place to prevent fraudulent persons from using stolen identities to acquire loans, there are still limited times when identity theft occurs. Equifund will work with law enforcement authorities to track down and prosecute persons who have committed identity theft.

Passwords

At a minimum, we require the use of both numbers and letters in your password. We have also instituted secure steps by which you can regain access to your account should you forget your password, including the use of a password reset. Your password is not known to any employee or third party with whom we may partner, and we will never ask for your password as a means of identifying yourself. You should never share your password with anyone, and if you ever receive an email purporting to come from Equifund that asks for your password, you should immediately report this development.

In addition to our own substantial efforts, you can take several precautions to protect the security of your computer and personal information. For instance, you can start by using a well-chosen password. You should avoid using any information that others can easily learn about you, such as a family member’s name or birthday, and you can also use special characters in place of letters. In addition, we recommend that you change your password frequently.

You can install and regularly update antivirus and firewall software to protect your computer from external attacks by malicious users. When you are finished with a session on our site, be sure that you log out and close the browser window.

To protect your account, we send automatic notifications confirming certain actions taken on your account, such as changes to a password or external linked account. We do this for your own protection so that you can be sure no one else is making changes to your account without your knowledge. Therefore, you might consider restricting access to the email account you registered with on this site and/or changing your password on that email account frequently.

If you use a computer that is accessed by other people, such as in a public library or Internet cafe, we recommend that you take special precautions to protect the security of your Account and personal data. When you are finished using our site, you should log out completely, then close the browser window and clear the browser’s cache files.

You should also be aware of fraudulent attempts to gain access to your account information known as “phishing.” Phishing is a tactic used by scammers in which unsuspecting people are brought to a website by a genuine-looking email purporting to be from a legitimate company. The phony or “spoof” email takes the person to a website that looks legitimate but in fact is not. Either in the email itself or on this fake site, scammers will ask for login information to gain access to people’s accounts and withdraw their money.

Equifund will never ask you for your login information in the context of any email. In general, you can protect yourself against phishing by never providing personal or login information via an email—instead, go the site directly. You might also make it a habit to check the URL of a website to be sure that it begins with the correct domain. In the case of Equifund, you should always ensure the URL begins with https://equifund.com

Compliance with State and Federal Laws

This privacy policy may not constitute your entire set of privacy rights, as these may also vary from state to state. To be certain of your privacy rights, you may wish to contact the appropriate agency in your state that is charged with overseeing privacy rights of consumers. Certain regulations issued by state and/or federal government agencies may require us to maintain and report demographic information on the collective activities of our membership. We may also be required to maintain your personal information for at least seven years in order to be in compliance with applicable federal and state laws regarding recordkeeping, reporting and audits.

Changes to This Policy

Any updates to the Privacy Policy become effective when we post the updates on the site. Your use of the site following the update to the privacy policy means that you accept the updated privacy policy.

For additional information, or if you have any questions regarding this policy or the privacy practices at Equifund, please submit your questions or comments directly to hello@equifund.com via email. Any personal information you submit will be used solely to respond to your requests.

Applicable Law and Jurisdiction

The site is maintained in both Canada and the United States of America. By accessing the site, you authorize the export of Personally Identifiable Information to the USA and Canada and its storage and us as specified in this Privacy Notice.
This Privacy Notice shall be governed by, construed and entered in accordance with the laws of the State of Delaware applicable to contracts deemed to be made within such state, without regard to choice of law or conflict of law provisions thereof.  All disputes with respect to this Privacy Notice shall be brought and heard in the state of Delaware. You consent to the in personam jurisdiction and venue of such courts.  YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY CLAIM, ACTION OR PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF, OR RELATING TO, THIS AGREEMENT TO THE FULLEST EXTENT PERMITTED BY LAW.

Effective Date

This Privacy Notice was last updated on February 4, 2020.