The amount you’re allowed to invest in Reg-CF varies on your income and net worth.

Here’s how it breaks down…

• In any 12-month period an individual investor is permitted to invest up to the following limits:
  • If your annual income or net worth is less than $107,000, you can invest the greater of $2,200, or 5 percent of the greater of your annual income or net worth.
  • If both your annual income and net worth are equal to or more than $107,000, then the limit increases to 10 percent of the greater of your annual income or net worth; and
  • If you are an accredited investor you are not subject to any investing limits in Reg-CF.  An accredited investor is and individual who can show an annual income of $200,000, or $300,000 of joint income, for the last two years with expectation of earning the same or higher income and has a total net worth more than $1 million (excluding your primary residence), either individually or jointly with their spouse.