The amount you’re allowed to invest in Reg-CF varies on your income and net worth.
Here’s how it breaks down…
- In any 12-month period an individual investor is permitted to invest up to the following limits:
- If your annual income or net worth is less than $107,000, you can invest the greater of $2,200, or 5 percent of the greater of your annual income or net worth.
- If both your annual income and net worth are equal to or more than $107,000, then the limit increases to 10 percent of the greater of your annual income or net worth; and
- If you are an accredited investor you are not subject to any investing limits in Reg-CF. An accredited investor is and individual who can show an annual income of $200,000, or $300,000 of joint income, for the last two years with expectation of earning the same or higher income and has a total net worth more than $1 million (excluding your primary residence), either individually or jointly with their spouse.
Equifund has built an easy to use calculator that will help you determine how much you’re allowed to invest.
Simply enter your information below and it will calculate the maximum amount you’re allowed to invest: